888-439-2009

Agriculture Insurance Coverage

Farm & Ranch

Your farm isn't just where you live; it's the heartbeat of your livelihood. We specialize in crafting customized farm and ranch insurance solutions, ensuring that even in the face of adversity, you can persevere.

From safeguarding your residence to protecting farm structures, personal belongings, liability against on-site accidents, automobiles, equipment, and beyond, our comprehensive coverage is tailored to shield every aspect of your agricultural enterprise.

Fences line two long rows of apple trees in an orchard

 

A farm and ranch insurance policy typically offers a range of coverage options tailored to the specific needs of agricultural operations. Some common coverages include:

  • Property Coverage: Protection for farm structures such as barns, silos, and storage buildings, as well as your residence and personal belongings.
  • Liability Coverage: Coverage for bodily injury or property damage that occurs on your farm premises, including accidents involving visitors, customers, or trespassers.
  • Farm Equipment Coverage: Protection for farm machinery, implements, and equipment against damage or theft.
  • Livestock Coverage: Coverage for the loss of livestock due to specified perils such as fire, theft, or natural disasters.
  • Business Interruption Coverage: Compensation for lost income and expenses incurred due to a covered event that disrupts farm operations.
  • Auto Coverage: Protection for farm vehicles used for agricultural purposes, including trucks, tractors, and trailers.
  • Specialized Coverages: Additional options may include coverage for pollution liability, equine-related risks, farm pollution liability, and more, depending on the unique needs of the farm or ranch.
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NEW! Exclusive Partnership with Distynct

ABS Programs, Pledge Insurance Advisors, and Distynct have teamed up to reward policyholders who invest in better barn risk management. Alarm service customers of Distynct can qualify for a discount on their confinement or barn insurance policies placed with the ABS farm & ranch program. Access to this product is available through the farm insurance specialists at Pledge Insurance Advisors, along with an exclusive offer on their Distynct Barn Alarm hardware.

  Contact Us

 

 

PLEDGE INSURANCE ADVISORS
Phone: 888-439-2009
info@pledgeadvisors.com

Mailing Address:
P.O. Box 240, Story City, IA 50248

Billing Address:
P.O. Box 71171, Clive, IA 50325-0171

Physical Address:
1460 Broad Street, Story City, IA 50248

 

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